Life insurance helps families maintain their standard of living and also helps them save for their long-term goals. LIC, being the oldest and the biggest in the life insurance industry, knows it best in __(1)__ lives and money. Most people have their first contact with an insurance company __(2)__ an insurance sales agent. These people help individuals, families and businesses __(3)__ insurance polices that provide the best protection for their lives, health and property. Agents prepare reports, maintain records, __(4)__ out new clients, and, in the __(5)__ of a loss, help policyholders __(6)__ their insurance claims. Increasingly, some are also offering their clients financial analysis or advice on ways to minimise risk.

Life insurance agents __(7)__ in selling policies that pay the beneficiaries in the event of death of life insured or on __(8)__. Depending on the policyholder’s circumstances, a cash-value policy can be __(9)__ to provide retirement income, funds for the education of children, or other benefits. Life insurance agents also sell annuities that __(10)__ a retirement income.

1)
a) returning
b) handling
c) saving
d) promising
e) controlling

2)
a) with
b) of
c) over
d) about
e) through

3)
a) select
b) elect
c) choice
d) detect
e) pick

4)
a) hunt
b) investigate
c) seek
d) chase
e) delve

5)
a) accident
b) event
c) fact
d) occasion
e) chance

6)
a) clear
b) conclude
c) decide
d) adjudge
e) settle

7)
a) specialise
b) pursue
c) work
d) broaden
e) convince

8)
a) endurance
b) durability
c) survival
d) revival
e) medical

9)
a) constructed
b) designed
c) useful
d) developed
e) purchased

10)
a) claim
b) calculate
c) arrange
d) secure
e) promise